GROUP MICROCREDITS IN THE LIVING CONDITIONS OF THE INHABITANTS IN PORTOVIEJO CITY, 2019-2020
Keywords:
Group microcredits, Living conditions, financial loansAbstract
The objective of this research is to analyze the impact of microcredit on the living conditions of the beneficiaries of the inhabitants of the Portoviejo canton. For the development of this research with a qualitative-quantitative approach, a review of the literature was carried out, in the first instance, covering topics related to group microcredits and their impact on living conditions. On the other hand, a survey was carried out with the intention of determining the living conditions before and after accessing group microcredits. The population that was involved in the investigative process was 170 people, for which a sample of 119 inhabitants of the Portoviejo canton was determined. The main results indicate that group microcredits have a positive impact on people's living conditions. In general, this study recognizes that group microcredits represent a source of financing, which allows beneficiaries to obtain higher income and improve their living conditions in aspects related to education, food, housing, health and well-being.
Keywords: Group microcredits, Living conditions, financial loans.
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